Tag Archives: barry soetoro

Transcript Wars

Colleges Withhold Transcripts From Grads in Loan Default

Dave Lindorff

More than ten years ago, Pedro Rodriguez, a talented keyboard musician, came from his colonial homeland of Puerto Rico to go to Temple University. From a low-income family, he depended heavily on student loans to finance his four-year undergraduate study. Graduating summa cum laude with a bachelor’s of music, he went on to earn a master’s degree in music from Temple and then was hired for three years to teach there as an adjunct. By the end of college, he was $62,000 in debt but was making payments regularly until Temple laid him off, allegedly because of budget cuts. That’s when his problems began. (Pedro Rodriguez is a pseudonym to protect his identity.)

Unable to find a job as a music teacher in the current economic crisis, he eventually went into default on his loans, which included Stafford, Perkins and private bank loans. Then this year, he decided to go on to earn a PhD, which would make it possible for him to get hired in his field. He applied to a top-rated university in the Northeast, but when it was time to send his school transcripts, Temple froze him out. “They said as long as I was in default on my loans, they would not issue a transcript!” says Rodriguez.

A spokesman from Temple confirms that it is school policy to withhold official transcripts from graduates who are in default on their student loans. As it turns out, the school is not alone; this is the position taken by most colleges and universities, though there is no law requiring such an extortionate position. They do this despite the fact the colleges themselves are not out the money. They have received the students’ tuition payments in full and are in effect simply acting as collection agencies for the federal government.

The US Department of Education says only that it “encourages” colleges to withhold transcripts, a tactic which the department, in a letter to colleges, claims coldly “has resulted in numerous loan repayments.” But particularly in a time when the real unemployment rate is stuck at over 15 percent, or, if long term unemployed who have given up looking for work are included, at 22 percent, it seems not just heartless, but counter-productive for schools to block their own graduates from obtaining a document they need to move on to a higher degree or to get hired in their chosen field.

“It’s worse than indentured servitude,” says NYU Professor Andrew Ross, who helped organize the Occupy Student Debt movement last fall. “With indentured servitude, you had to pay in order to work, but then at least you got to work. When universities withhold these transcripts, students who have been indentured by loans are being denied even the ability to work or to finish their education so they can repay their indenture.”

The growing tsunami of student loan defaults is more than a series of personal tragedies. It is killing the dream of many low-income students who saw college as the best chance to rise out of poverty, only to find that after borrowing heavily to pay for school, they cannot get the paper needed to document their accomplishments, cannot get a job and cannot even declare bankruptcy to escape their plight. Congress, after pocketing wads of bank lobbying cash, made it all but impossible to use bankruptcy to escape student loans, requiring a court finding of “undue hardship”—an almost impossibly high legal hurdle.

As Rodriguez says, “Temple likes to boast that they are the most diverse campus in the country, but the reason is that they have a lot of poor students from Philadelphia and from other parts of Pennsylvania. But with these policies, they aren’t really helping these students. They are helping to crush them, because they will graduate and then end up with debt that they can never repay.”

Student loans pose a crisis for the economy too. Outstanding student loan debt last October topped the $1 trillion mark, easily surpassing total credit card debt. Last year alone, as tuitions have soared and scholarship aid has plunged, college students borrowed a record $100 billion for tuition and expenses. The default rate on that all that student debt is just under 9 percent, meaning nearly one in eleven student borrowers has fallen more than nine months behind on monthly payments. Many more students are chronically months behind in their payments but haven’t hit the default point yet. (Some schools, like Hunter College in New York City, which is part of the City University of New York, withhold transcripts even from students who are four months late in their payments on certain loans and not in default yet.)

Students who are struggling with their debt payments or who are in default are not spending money on houses, cars or consumer goods. “If the federal government wanted to stimulate this economy,” suggests Rodriguez, “an easy way to do it would be to cancel some or all of the student debt.”

He’s right, and it’s a demand being made by students in the Occupy Movement. Last October, activists with Occupy Wall Street proposed a mass refusal by former and current students to make their loan payments.

Student debt has long been a racket. With the government guaranteeing 80 percent of the outstanding loans (and 90 percent of the loans taken out in 2011), the interest rate on these risk-free loans should be 1 percent or even 0 percent, but instead the rates are set at 3.4-6.8 percent and in the case of bank loans, as high as 12.75 percent. Forgiving some or all of those loans would immediately inject hundreds of billions of dollars into the economy and would increase tax revenues as students unable to get good jobs suddenly get their transcripts released and are able to apply for the jobs they trained for.

Most students have no idea when they take out loans to attend college that they will be held hostage by their own schools if they fall behind later in their repayments. Loan documents typically say nothing about a policy of withholding transcripts, which after all is a policy set by the school, not by the federal government that issues and guarantees the loan.

Meanwhile colleges across the country continue to extort their own graduates. A spokesman from Temple explained that it receives a certain allocation of funds each year to lend to its students and that if it doesn’t aggressively pursue repayment by graduates and students who withdraw from school, it could lose some of that money for lending to new students. But whether that is a real or imagined threat, it leaves unanswered the question of how denying transcripts to students during an unprecedented economic crisis is going to help encourage loan repayment.

“If I cannot get my transcript, how can I get a job and pay back my loans?” asks Rodrguez. “If I cannot obtain an official transcript, how can I apply for and earn a PhD so I can eventually get a job and earn enough to repay my student debt? The answer is I cannot. I will have to spend my life working for minimum wage and I’ll never get out of debt.”

“It’s a vicious cycle,” says Stephen Dunne, an attorney in Philadelphia who handles a lot of student loan default cases for former students being hounded by their alma maters. “They get wages garnished, get bank accounts attached, and have their credit records ruined so that they cannot get hired anywhere, cannot buy a car, and if they wanted to start a company, cannot even do that. And they can never escape because the banks have lobbied to have all these loans exempted from the bankruptcy laws!”

As Dunne points out, the consequence of this bank-funded corruption of the bankruptcy laws is perverse. “If you have a deadbeat who runs up $100,000 in credit card debt buying expensive cars, fancy clothes and vacation trips, he can just declare bankruptcy and discharge all that debt. But if a diligent student borrows $100,000 to get an education, and then can’t get a job because there are no jobs, that debt cannot be forgiven or reduced.”

Dunne says students and indebted graduates need to band together to let elected officials know that what is being done is unfair. “If we don’t go back to the way it was, so students can escape these crushing loans, we’re on the way to developing a caste system in America,” he warns.

At least someone in Congress is listening. Informed about the Department of Education’s ongoing encouragement of a policy of transcript extortion, Representative Hansen Clarke of Michigan, told the Nation, “The practice of withholding transcripts because of a graduate’s default on student loans is yet another example of a system that is rigged against student borrowers. It is time for Congress to take action in their defense. I am investigating this practice of withholding transcripts and will take action.”

On March 12 Clarke introduced a student loan forgiveness bill that, if passed, would declare that if a student makes loan payments of 10 percent of discretionary income each year for ten years, all remaining debt would be cancelled. The bill would also cap interest rates on student loans at 3.4 percent. The congressman also plans to introduce soon a companion student loan borrower bill of rights that would restore students’ ability to escape student debt through bankruptcy and prohibits colleges from withholding transcripts to students who fall behind in their payments.

While the fate of those bills is uncertain, Rodriguez, at least, may have dodged Temple’s draconian policy and escaped his own debtor’s hell. The graduate school he applied to relied upon his unofficial transcript and recently admitted him to its music PhD program with full funding.

Hundreds of thousands of other students are not so lucky. Public universities, faced with cutbacks in support from state legislatures, are particularly aggressive in extorting graduates over defaulted loans and are also more bureaucratic about only accepting official transcripts from applicants to their programs.

SOURCE

Occidental College Transcripts Reveals Obama Claimed Foreign Citizenship to get Scholarship

Occidental College Transcripts Reveals Obama Claimed Foreign Citizenship to get Scholarship

In a move certain to fuel the debate over Obama’s qualifications for the presidency, the group “Americans for Freedom of Information” has Released copies of President Obama’s college transcripts from Occidental College …

Released today, the transcript school indicates that Obama, under the name Barry Soetoro, received financial aid as a foreign student from Indonesia as an undergraduate.

The transcript was released by Occidental College in compliance with a court order in a suit brought by the group in the Superior Court of California.

The transcript shows that Obama (Soetoro) applied for financial aid and was awarded a fellowship for foreign students from the Fulbright Foundation Scholarship program.

To qualify, for the scholarship, a student must claim foreign citizenship.

This document would seem to provide the smoking gun that many of Obama’s detractors have been seeking. Along with the evidence that he was first born in Kenya and there is no record of him ever applying for US citizenship, this is looking pretty grim. The news has created a firestorm at the White House as the release casts increasing doubt about Obama’s legitimacy and qualification to serve as President article titled, “Obama Eligibility Questioned,” leading some to speculate that the story may overshadow economic issues on Obama’s first official visit to the U.K. In a related matter, under growing pressure from several groups, Justice Antonin Scalia announced that the Supreme Court agreed on Tuesday to hear arguments concerning Obama’s legal eligibility to serve as President in a case brought by Leo Donofrio of New Jersey . This lawsuit claims Obama’s dual citizenship disqualified him from serving as president.. Donofrio’s case is just one of 18 suits brought by citizens demanding proof of Obama’s citizenship or qualification to serve as president.

Gary Kreep of the United States Justice Foundation has released the results of their investigation of Obama’s campaign spending. This study estimates that Obama has spent upwards of $950,000 in campaign funds in the past year with eleven law firms in 12 states for legal resources to block disclosure of any of his personal records. Mr. Kreep indicated that the investigation is still ongoing but that the final report will be provided to the U.S. Attorney general, Eric Holder. Mr. Holder has refused to comment on the matter…

LET OTHER FOLKS KNOW THIS NEWS, THE MEDIA WON’T!

Subject: RE: Issue of Passport?

While I’ve little interest in getting in the middle of the Obama birth issue, Paul Hollrah over at FSM did so yesterday and believes the issue can be resolved by Obama answering one simple question: What passport did he use when he was shuttling between New York , Jakarta , and Karachi ?

So how did a young man who arrived in New York in early June 1981, without the price of a hotel room in his pocket, suddenly come up with the price of a round-the-world trip just a month later?

And once he was on a plane, shuttling between New York , Jakarta , and Karachi , what passport was he offering when he passed through Customs and Immigration?

The American people not only deserve to have answers to these questions, they must have answers. It makes the debate over Obama’s citizenship a rather short and simple one.

Q: Did he travel to Pakistan in 1981, at age 20?
A : Yes, by his own admission.

Q: What passport did he travel under?
A: There are only three possibilities.

1) He traveled with a U.S. … Passport,
2) He traveled with a British passport, or
3) He traveled with an Indonesia passport.

Q: Is it possible that Obama traveled with a U.S. Passport in 1981?
A: No. It is not possible. Pakistan was on the U.S. .. State Department’s “no travel” list in 1981.

Conclusion: When Obama went to Pakistan in 1981 he was traveling either with a British passport or an Indonesian passport.
If he were traveling with a British passport that would provide proof that he was born in Kenya on August 4, 1961, not in Hawaii as he claims.. And if he were traveling with an Indonesian passport that would tend to prove that he relinquished whatever previous citizenship he held, British or American, prior to being adopted by his Indonesian step-father in 1967.

Whatever the truth of the matter, the American people need to know how he managed to become a “natural born” American citizen between 1981 and 2008.

Given the destructive nature of his plans for America, as illustrated by his speech before Congress and the disastrous spending plan he has presented to Congress, the sooner we learn the truth of all this, the better.

If you Don’t care that Your President is not a natural born Citizen and in Violation of the Constitution, then Delete this, and then lower your American Flag to half-staff, because the U.S. Constitution is already on life-support, and won’t survive much longer.

If you do care then Forward this to as many patriotic Americans as you can, because our country is being looted and ransacked!
The Plot Thickens

An intensive investigation has revealed the identity of the man whose Social Security number (SSN) is being used by President Obama: Jean Paul Ludwig, who was born in France in 1890, immigrated to the United States in 1924, and was assigned SSN 042-68-4425 (Obama’s current SSN) on or about March 1977.

Ludwig lived most of his adult life in Connecticut . Because of that, his SSN begins with the digits 042, which are among only a select few reserved for Connecticut residents.

Obama never lived or worked in that state! Therefore, there is no reason on earth for his SSN to start with the digits 042. None whatsoever!

Now comes the best part! Ludwig spent the final months of his life in Hawaii, where he died.

Conveniently, Obama’s grandmother, Madelyn Payne Dunham, worked part-time in the Probate Office in the Honolulu Hawaii Courthouse, and therefore had access to the SSNs of deceased individuals.

The Social Security Administration was never informed of Ludwig’s death, and because he never received Social Security benefits there were no benefits to stop and therefore, no questions were ever raised.

The suspicion, of course, is that Dunham, knowing her grandson was not a U.S. Citizen, either because he was born in Kenya or became a citizen of Indonesiaupon his adoption by Lolo Soetoro simply scoured the us probate leads until she found someone who died who was not receiving Social Security benefits, and selected Mr. Ludwigs Connecticut SSN for Obama.

Just wait until Trump gets past the birth certificate and onto the issue of Barry O’s use of a stolen SSN. You will see leftist heads exploding, because they will have no way of defending Obama. Although many Americans do not understand the meaning of the term “natural born” there are few who do not understand that if you are using someone else’s SSN it is a clear indication of fraud.

Was Obama Born in the USA?

http://www.truth24.co.za/alternative-world-news-media-info-warrior-truth-conspiracy-syndicator/03/27/12/david_dickheadcom-pine-gap-and-the-australian-quake/13552.html

FBI Witness Murdered Who Had Access & Was To Testify In Obama/Soetoro Passport FBI Investigation.

FBI Witness Murdered Who Had Access & Was To Testify In Obama/Soetoro Passport FBI Investigation.

Custom Search

Another day, another creepy murder related in some way to Barack Obama. There is something about this guy that leads to unusual murders wherever his name arises.

The most recent unusual death involves the fatal shooting of a key witness in the passport file fraud investigation. If you recall, during the campaign it was discovered that Obama, Hillary and McCain’s passport files had been breached.

It was Obama’s that was reported first with the implication that Hillary had something to do with it. Then, sort of as an afterthought, it was reported that both Hillary’s and McCain’s files were also violated.

There has been some speculation that Hillary’s and McCain’s files were violated as a cover-up for the real focus of the breach, which was Obama’s passport file. Some people wonder what was removed from his file and if it was part of an effort to make sure no one found out about Obama’s shady past.

Like, when did he actually first get a US passport? What is on that passport? Like maybe his real name? His place of birth? His parentage? (If you think I exaggerate the importance of the birth certificate and other biological information, it has just been reported that Obama’s lawyer, Robert Bauer, was paid $688,000 this year to make sure no one sees any of it).

Anyway, the story is reported in the Washington Times:

A key witness in a federal probe into passport information stolen from the State Department was fatally shot in front of a District church, the Metropolitan Police Department said yesterday.

Lt. Quarles Harris Jr., 24, who had been cooperating with federal investigators, was found late Thursday night slumped dead inside a car, in front of the Judah House Praise Baptist Church in Northeast, said Cmdr. Michael Anzallo, head of the department’s Criminal Investigations Division.

Cmdr. Anzallo said a police officer was patrolling the neighborhood when gunshots were heard, then Lt. Harris was found dead inside the vehicle, which investigators would describe only as a blue car.

City police said they do not know whether his death was a direct result of his cooperation with federal investigators.

“We don’t have any information right now that connects his murder to that case,”
Cmdr. Anzallo said.

Say what? We don’t know if it was connected? Hmmm, somehow, nothing ever gets connected where Barry is involved and somehow the murders always go unsolved.

The Washington Times reported April 5 that contractors for the State Department had improperly accessed passport information for presidential candidates Sens. Hillary Rodham Clinton, Barack Obama and John McCain, which resulted in a series of firings that reached into the agency’s top ranks.

Sorry Tommy Coburn: Obama & The Banking Cartel Already Cut Education Assistance By $100 Billion, Already Cut Food Stamps By $2.2 Billion, & Health Care By +$6.6 Billion.

One agency employee, who was not identified in documents filed in U.S. District Court, was implicated in a credit-card fraud scheme after Lt. Harris told federal authorities he obtained “passport information from a co-conspirator who works for the U.S. Department of State.”

Now, somehow, I fail to be convinced that someone violated the law to get into Obama’s passport file to commit credit card fraud. This is not a logical thought.

I’m not sure where the Washington Times got the information for that last paragraph, but are they saying that this Lt. Harris’s name was openly mentioned in a court complaint and they had him wandering around without any type of security protection?

How many dead bodies does it take to figure out something strange is happening here?

Let’s see, we have three at Trinity United Church of Christ (murders never solved):

…the murder of Donald Young, a 47-year-old choir master at former Rev. Jeremiah Wright‘s Trinity United Church of Christ—the same congregation that Obama has attended for the past 20 years. Two other young black men that attended the same church—Larry Bland and Nate Spencer—were also murdered execution style with bullets to the backs of their heads—all within 40 days of each other, beginning in November 2007. All three were openly homosexual.

In Arkansas, we have the pre-convention murder of the Dem Party Chairman, who rumor has it, was not going to switch his vote from Hillary to Obama. Someone was attached to this murder, but he is also dead. There doesn’t seem to be any rhyme or reason for the murder; the guy was mentally unstable, but then so are most murderers.

Obama isn’t alone with a past of more than a few skeletons. It seems most of our recent presidents have an issue with unnatural deaths.

Barrack Hussein Obama The Community Organizer? Not Quite.

The real question is, who is the President of the United States and will we survive his presidency? All that I know is that I am really relieved that I have never met this walking death sentence, seen this walking death sentence, nor talked to this walking death sentence. Otherwise, I would be very worried.

YES, the above video is fake. It is a compilation of sound bites taken out of context and digitally remastered in an attempt at humor. Did it succeed?

SOURCE